For Businesses

Introducing InvoiceMate

InvoiceMate enables banks and financial institutions to finance SMEs through blockchain-verified invoices and use AI Agents for risk and credit scoring, improving efficiency, reducing risk, and unlocking new revenue streams.

InvoiceMate’s product suite is built to help institutions scale, with over $500M+ invoices processed, $80M invoices factored across 2,500+ businesses, and acquiring only a bad debt of 0.2%. We turn invoices into a trusted and investable asset class

CredMate: Smarter Risk Profiles,
Verified by AI

CredMate is InvoiceMate’s loan origination and management system, which empowers banks and financial institutions to make faster, more accurate lending decisions by combining AI-powered credit analysis with real-time document verification.

Our intelligent AI agent, Droog, analyzes financial behavior and flags risks across 30+ checkpoints, helping reduce underwriting time and operational overhead.

Built to support various financing models like invoice financing, PO financing, and supply chain financing, CredMate gives FIs the tools to evaluate borrower credibility with efficiency. Every invoice is verified onchain, ensuring traceability and authenticity.

We're already working with licensed financial institutions to power secure invoice-backed lending at scale, giving you access to a growing network of verified SMEs and suppliers.

Why it Matters:

AI agents handle due diligence, credit scoring & document checks

Finance only real, blockchain-verified invoices

Configure risk parameters and lending rules to fit your model

Stay compliant with audit-ready, immutable records

Know Your Invoice (KYI)

Know Your Invoice (KYI) is a first-of-its-kind technology that performs invoice credential verification, credit scoring, and risk assessment. Powered by blockchain for transparency and AI for efficiency, KYI ensures every document is authentic, verified, and ready for financing.

DeFa - The Stablecoin Disbursement Layer

DeFa (Decentralized Factoring Protocol) enables banks and financial institutions to securely disburse stablecoins to finance tokenized invoices. Tokenizing invoices turns them into a verified onchain assets class that is transparent and traceable. On the other hand, stablecoin adoption has increased significantly, with over $300B in circulating supply and more than $18T settled onchain in 2024.
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Whether you're a bank looking to modernise trade finance or a DeFi protocol seeking high-quality yield opportunities, DeFa makes it easy to step into the world of tokenised RWAs, without disturbing your existing systems.