Introducing InvoiceMate
InvoiceMate enables banks and financial institutions to finance SMEs through blockchain-verified invoices and use AI Agents for risk and credit scoring, improving efficiency, reducing risk, and unlocking new revenue streams.
InvoiceMate’s product suite is built to help institutions scale, with $500M+ invoices processed, $80M invoices factored across 2,500+ businesses, and acquiring only a bad debt of 0.2%. We turn invoices into a trusted and investable asset class.
InvoiceMate’s product suite is built to help institutions scale, with $500M+ invoices processed, $80M invoices factored across 2,500+ businesses, and acquiring only a bad debt of 0.2%. We turn invoices into a trusted and investable asset class.
Secured by credit insurance
For maximum protection against defaults
Decentralized insurance mechanism for secure and transparent payout, which makes short term loans as secure as T-Bills but with a higher yield.
$300 Million+
Insured loan amount
CredMate: The Loan
Management System (LMS)
Management System (LMS)
CredMate is InvoiceMate’s loan origination and management system, which empowers banks and financial institutions to make faster, more accurate lending decisions by combining AI-powered credit analysis with real-time document verification.
Our intelligent AI agent, Droog, analyzes financial behavior and flags risks across 30+ checkpoints, helping reduce underwriting time and operational overhead.
Built to support various financing models like invoice financing, PO financing, and supply chain financing, CredMate gives FIs the tools to evaluate borrower credibility with efficiency. Every invoice is verified onchain, ensuring traceability and authenticity.
We're already working with licensed financial institutions to power secure invoice-backed lending at scale, giving you access to a growing network of verified SMEs and suppliers.
AI agents handle due diligence, credit scoring & document checks
Finance only real, blockchain-verified invoices
Configure risk parameters and lending rules to fit your model
Stay compliant with audit-ready, immutable records
Know Your Invoice (KYI)
Know Your Invoice (KYI) is a first-of-its-kind technology that performs invoice credential verification, credit scoring, and risk assessment. Powered by blockchain for transparency and AI for efficiency, KYI ensures every document is authentic, verified, and ready for financing.
DeFa - The stablecoin disbursement layer
DeFa (Decentralized Factoring Protocol) enables banks and financial institutions to disburse stablecoins securely to finance tokenized invoices. Tokenizing invoices turns them into a verified onchain assets class that is transparent and traceable.
On the other hand, stablecoin adoption has increased significantly, with over $300B in circulating supply and more than $18T settled onchain in 2024. Whether you're a bank looking to modernise trade finance or a DeFi protocol seeking high-quality yield opportunities, DeFa makes it easy to step into the world of tokenised RWAs, without disturbing your existing systems.
On the other hand, stablecoin adoption has increased significantly, with over $300B in circulating supply and more than $18T settled onchain in 2024. Whether you're a bank looking to modernise trade finance or a DeFi protocol seeking high-quality yield opportunities, DeFa makes it easy to step into the world of tokenised RWAs, without disturbing your existing systems.
Powering trust in every invoice,
verified and backed by blockchain
verified and backed by blockchain
For Institutions
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